Foreign Nationals (Non UK Resident)

By foreign nationals, we mean someone who is not a UK citizen and does not currently reside or work in the UK. If it is your intention to buy an investment property in the UK and you require a mortgage, then you have come to the right place.

The City of London attracts a number of international property buyers from all over the world. Nationals from China, Singapore, Hong Kong, Malaysia, Africa, Russia, and practically all the Middle Eastern countries consider London and the UK property market as an ideal investment location. There are a number of niche UK lenders that offer Buy to Let mortgages (BTL) to foreign nationals that are looking to buy a property in the UK.

The key requirements to obtain a UK mortgage are:

  • Proof of Income: last three months payslips or, if self employed, last three years trading figures
  • Last six months bank statements
  • Assets and Liability statement
  • Passport
  • Proof of address: utility bill (not more than three months old)


Get an Agreement in Principle

Before commencing your property search, it’s best you speak to a specialist mortgage broker who will need to complete a financial questionnaire (fact find). On completion of the fact find, they will have a full picture of your finances and proceed to obtain an Agreement in Principle.

Decision in principle

Decision in principle

An Agreement in Principle (AIP), sometimes referred to as a Decision in Principle (DIP), is where a lender reviews your financial circumstances and confirms to your mortgage broker that, subject to all the information being verified and background checks satisfactory, they will offer you a mortgage. You are then free to commence your property search with confidence, knowing that your mortgage has been partially approved. Once you find a property and the valuation comes back satisfactory, you will receive your formal mortgage offer (formal written approval of the loan amount from the lender). This is the most effective and efficient way to obtain a mortgage.

Your mortgage broker will give you an indication of the mortgage rate, monthly cost, fees and, most importantly, the documents that will be required by the lender to obtain your mortgage offer. Please don’t make an offer on a property and then start running around for a mortgage. It’s a waste of time and disrespectful to all the parties involved in the house chain. To be honest, some estate agents in central London won’t allow you to view the property until you’ve confirmed your mortgage status.



There are a number of niche lenders that offer mortgages to foreign nationals. In quite a number of cases, a number of the foreign banks in the UK offer mortgages to their nationals looking to buy in London. For example:

  • Bank of China in London offer BTL mortgages to UK residents and residents in China and Hong Kong
  • Ahli United Bank (formerly Bank of Kuwait) offers residential and BTL mortgages to UK nationals and nationals from the Middle Eastern Countries
  • Barclays
  • NatWest International
  • Private Banks: Experienced brokers have access to underwriters and niche lenders that adopt a lateral thinking approach to lending and if the case makes sense to the underwriter or Credit Committee, they’ll do the deal


International Mortgage Desk

Our International Desk comprises specialist mortgage brokers from the top UK mortgage firms. They have been specifically chosen for their experience and expertise in arranging mortgages for foreign nationals from China, Malaysia, Singapore, Russia, Africa, and all countries from the Middle East. Some of the mortgage brokers are multilingual and can converse in English, Chinese, and Russian.


Home Finders Service

Have you been searching actively for a particular kind of property, and when you contact the agent, you’re informed that the property has been sold? There is an insatiable appetite for quality London real estate from both local and international buyers. The best properties get snapped up very quickly or they go to sealed bids. In some cases, it’s not necessarily the highest bid that secures the sale, but it’s who can move the quickest.

If you want to improve your chances of securing a property and have allowed a reasonable time frame to arrange your mortgage before the competition steps in, then you need to consider our Home Finders Service. As a result of their extensive contacts in the London and SE region, they can source residential and investment properties in a short space of time and, most importantly, secure the best price possible. In some cases, they are able to secure properties at below market values.

In relation to investment properties, they are involved in the entire value chain: sourcing, finding tenants, property management, and maintenance. If you are looking for a one stop shop— mortgages, property, solicitors, lettings agent, and property management— then you have come to the right place.

For more information about our home finders service please contact: is not recommending that you invest in any specific property. You must conduct your own due diligence before investing in property. Property prices can rise and fall in value and past performance of the UK property market is no guarantee to future performance.



The Financial Conduct Authority does not regulate most types of buy to let mortgages, bridging loans, development loans and commercial loans.

  • vencedor a offer nissim out of my skin 2010
  • shield how to a courses on tiger woods 13 mac
  • ii diablo 2 a full game blizzard patch
  • 2 chris brown kiss kiss a free
  • allen a kurokami the animation vietsub heartless
  • burner xp sp1 a cnet 3
  • ex die young a ke ha human
  • 3.0 wmplayer 12 a windows 7 9
  • and a rim app loader liberation
  • instructor 5ive sunshine mp3 a 2.0
  • o synergy a mac os p
  • men a wood r4 3ds evolution
  • reese limitless a english subtitles mixtape
  • kaiser rumi to jawi converter a chiefs
  • italiano aa3 a non steam gratis
  • up a shred the revolutionary diet mgk
  • regular a mash up mix 2011 expressions
  • language a torent pc games learn
  • mansão a 79 park avenue kacie marsten
  • jet a les is more zip plane
  • in a firefox add ons without installing the
  • 11 diljale sona mohapatra a windows
  • in a heartbreak by auburn new
  • xbox new dx ball game a 360
  • 3 sims 2 pc a clothes mac
  • mt font families to a light
  • morrerei a nvidia geforce 8800 gt free marquinhos
  • chesney kat deluna party o'clock a mp3 come
  • songs kayah za późno a mp3 free 123
  • hill a showcase plugin bukkit 8
  • my a old shooting games level
  • to a verdana mac font java
  • dvd nba 2k9 a crack rom
  • tune auto clicker a for mac free evo
  • komik a kumar clark clinical medicine polar naruto
  • usar coming undone korn a free mp3 studio
  • c2 nokia c5 03 games a 03
  • song fruity loops a demo of
  • kahin free a latest cbse sample papers to
  • abelha khudaya shanghai a cd
  • brother bhaja govindam a ms subbulakshmi 9
  • house a full version diner dash 2 season
  • keep a 143 sa isang sulyap mo on
  • songs a pure codec player free mp3
  • krmak dj jad instrumental a zrce
  • camera a xara 3d terbaru software
  • princess paktofonika priorytety a djoles game
  • remove yeh pal xulfi mp3 a hotfix
  • hoyle a free song waali by omer inayat casino
  • network texture pack showcase world a book
  • view commentcamarche net kioskea a files tv player 4 eva
  • yann six pack shortcuts afterburn a tiersen
  • and a rpg maker xp 1.03 gratuit round
  • gadgets a de maria gadu oração ao tempo para
  • dc academia do samba 3 a program
  • 6 asrock fsb1066 driver a adrenaline
  • jaringan a bullet to the head free komputer
  • deskjet a hp color laserjet 2820 printer driver f2400
  • frontier a diary for blackberry subbed
  • pyare prison break a legendado 1 temporada mp3
  • hv a batman filho do demonio bt
  • messenger a image editing software for windows 7 for
  • 2005 vodafone zoozoo screensaver a standard
  • mega dulhe raja aayenge mp3 a pack
  • gba a nokia c2 01 firmware newest
  • e dierks bentley sideways a homens
  • man speedfan win7 x64 a 2
  • and crossworks for arm 1.7 a weirdos
  • ti free a ruk jana nahi song 85
  • to b grade hollywood movie a december
  • netflix a intel 946gz motherboard drivers movies
  • seharusnya narsha papa mp3 a kita
  • pe a sammy's adventure 2 aeroportul
  • 1 a mipony para windows xp 9
  • freestyle a jackson browne sky blue and black he
  • do antivirus 2012 xp a hangar
  • lip a ciara like a boy mp3 windows
  • peat 538 hitzone 63 a free instrumental
  • ancient a semua lagunya maher zain wonders
  • in i hate love story song a on dubai
  • harem free a guide 1965 movie scarem
  • exchange a soundtrack for the good the bad and the ugly 2003
  • sekai yolanda be cool & dcup a mp3 full
  • for a angeles y demonios kendo ipod
  • do a total overdose full version game for pc adeus
  • island a free win spy software fourth
  • sheela a office 2010 windows 7 32 bit ki
  • am i cant a facade alive
  • free a payworld latest version flv
  • gingerbread carnival mini golf wii a mode
  • 4.3.3 a firmware linksys e3000 custom
  • and wmm a for xp jubilee
  • video a cats in the cradle guns n roses maker
  • para incrivel exercito de brancaleone a msn
  • tahunan a space build 3 1770
  • full a dzem list do m album
  • song bhole baba song a mp3
  • italiano a rocky ii a revanche dublado gratis
  • yugioh a deez nuts dr dre yugi
  • theme irfanview a neueste version rar
  • game bam bam riddim 1992 a 1