The critical steps required in securing a mortgage agreement in principle: 1. Obtain a copy of your credit file: Your credit file is your financial CV. This is the first document a lender looks at before they make a decision to lend you money. Therefore, at least make sure it contains accurate information. You can obtain a copy of your credit file from Experian, Equifax, or Call Cre... »
The Family Building Society and Barclay’s have created niche products for first time buyers and the bank of mum and dad. Both lenders offer highly competitive 95% LTV products. Mortgage rates are more expensive once you exceed 75% LTV. But these lenders have created innovative products to mitigate the cost of lending. The Family Building Society has developed a product that enables first tim... »
Japanese Knotweed is an invasive alien plant that can take over your property and destroy it. This plant can grow through concrete foundations, tarmac, and roads, and can cut through the foundations of your house like a knife through butter. It’s been listed by the world’s conservation society as one of the world’s worst invasive species. Forget Jack and the beanstalk, this is the real McCoy! It ... »