How much can I borrow? Lenders look at your monthly income and all your monthly expenses to get an estimate of how much you will have left at the end of the month to cover your mortgage. It’s all about affordability! As a rule of thumb and to ...
The ideal scenario is to own your property outright. But if that’s not possible, then you need to seriou...
The critical steps required in securing a mortgage agreement in principle: 1. Obtain a copy of your credi...
The Family Building Society and Barclay’s have created niche products for first time buyers and the bank...
Under permitted development rights, you are allowed to extend or change your home without the need for planning permission. If you live in a designated area, then you will be restricted or prohibited from carrying out any changes. However, the genera...
Unfortunately, once you get close to retirement age, your mortgage options reduce significantly. As a result o...
Another reason someone may consider remortgaging is to release cash to buy another property for investment pur...
The Bank of England base rate was at 0.50% from March 2009 to June 2016. It was reduced to 0.25%, August 2016....
Japanese Knotweed is an invasive alien plant that can take over your property and destroy it. This plant can grow through concrete foundations, tarmac, and roads, and can cut through the foundations of your house like a knife through butter. It’s been listed by the world’s conservation society as one of the world’s worst invasive species. Forget Ja...
Yorkshire Building Society is launching an interest only 75% loan to value mortgage. You will need to have a s...
Kevin McCloud: “Building your own home isn’t a dream limited to just the rich or adventurous. Anyo...
The traditional way is to sell your property and use the proceeds as the deposit for your new home. But what h...
If you’re moving home and about to apply for a mortgage then it’s fair to say that you are not a complete novi...
